Description

For 20+ years I have developed – and am still using – this spreadsheet myself, finetuned it now and then to fit when life circumstances change.
The calculations always give me the right information about my financial situation, thanks to this easy and simple to use spreadsheet.

WHAT YOU GET:

• 1 YEAR sheet for overview of all months incomes and fixed costs, where is calculated how much you can save or have over-spent (using colors green and red for visual reference).
  Fixed expenses are divided in categories like Home, Taxes, Insurances, Subscriptions & telecom, Education, Transport and Other. Including helpful tips how to easily change items to fit your needs.
• 12 MONTH sheets for daily expenses.
  These are divided in 5 Categories: Food, House, Personal Care, Leisure, Miscellaneous. Included are also helpful tips how to fit these to your own needs.
  Results of every month are shown in an automatically updated graph.
  You can clearly see where your money leaks are!
• A PDF with some practical spreadsheet tips.

Just fill in the amounts, the spreadsheet makes all the calculations.

YOU WILL SEE

• How much extra you can put in your savings account, or
• Where you might be over-spending (and can cut back spending on time)
• Throughout every month you see how much money is spent per category 

YOU WILL FIND automatic calculated Totals as well as Averages of

• Spendings per month
• Spendings per category
• How much to save next year on a regular basis

USE THIS GOOGLE SHEET AGAIN EVERY YEAR
When 2025 is done, make a copy of your adapted spreadsheet and empty all grey areas.
On the YEAR sheet you change 2025 to 2026 (or whatever year you’re in).
No need to buy this spreadsheet again!

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AFTER YOUR PURCHASE

✓ To use this Google Spreadsheet you need a Google account (no software/programs required).

✓ You will receive a PDF file with a link ‘Access Your Google Spreadsheet Here’.
When clicked, the Spreadsheet will open up in your browser.
Under File choose > Make a Copy to start using it (you need to be logged in to your Google account). 

✓ On the PDF there is also a link to an Example Sheet.
This sheet has some amounts prefilled, you can use this sheet for reference.

✓ Also there’s a link to some practical Spreadsheet tips.

PLEASE READ:
✓ DIGITAL PRODUCT – This is an instant digital download; no physical product will be shipped to you.
✓ IMPORTANT – Only available in Google Sheets and NOT compatible in Excel.
It is however possible to copy/import the sheet to Excel. But I do not guarantee everything will work flawlessly in Excel.
✓ REFUNDS POLICY – No refunds, exchanges, or cancellations on digital purchases.
✓ COPYRIGHT – This product is for personal use only. It is prohibited to resell, share or reproduce this product for commercial use with or without modifications.
✓ FOR INFORMATION ONLY – Please understand that while every care and consideration has been taken to ensure the data expressed in this product is accurate, MissLaBlanche is not responsible or liable for any specific tax or legal liability or advice. I suggest you do your own research on such matters and if needed contact a licensed professional before making any financial decisions.
Under no circumstances can or will MissLaBlanche be held responsible for any costs, losses, damage or injuries (directly or including without limitation indirect loss or damages) that result from the use of this product.

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For Dutch version: click here.